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There’s Life In the Suburbs! Whether youre a life-long resident, new in town, or just passing through,let A Natives Guide to Chicagos Northern Suburbs be your personal tour guide of the best this region has to offer: History Historical homes, forts, churches, cemeteries, schools… Culture Chamber music and symphonies, outdoor concerts and sculpture, Bach Week and the Nutcracker on Ice, award-winning theater and celebrated museums… Recreation Hiking, biking, canoeing, marathons, bocce ball, bowling, golf, beaches, water parks,lagoons, nature centers, botanical gardens… Dining Four star restaurants, delis, coffeehouses, lunch counters, and ethnic banquet halls. French pastries, pizza, Korean ba… More >>

A Native’s Guide to Chicago’s Northern Suburbs

Paris, France (AHN) – Less than a week after last week’s transport shutdown, minus 18.3 degrees Celsius temperature forced fresh travel disruptions in France.

The main Charles de Gaulle-Roissy airport in France was forced to shut down for hour-and-a-half as heavy snow caused huge travel chaos in the country as well as across Europe.

Nearly 100 flights were disrupted during the temporary closure as heavy snow covered the runways. Upon France’s civil aviation authority’s (DGAC) request, one in five flights were cancelled due to poor weather prediction.

Paris’ second main airport Orly also forced to shut down briefly to clear snow from its runway, however, half-an-hour closure did not affect flights.

The bad weather also disrupted road traffic in capital Paris as only a few of the 350 Paris bus routes were operating. Truckers were asked not to use highways until conditions improve.

Paris on Wednesday was also forced to close the Eiffel Tower as snow blanketed French skies. Initially, the operators closed the first floor but later closed the whole giant monument, which is one of the world’s most loved sites among tourists.

A storm in Portugal on Tuesday tore off roofs, blew over electricity poles, uprooted trees, and carried off cars, injuring a total of 30 people.

In Scotland, heavy snow forced to partly close the country’s busiest motorways, the M8. Train and road services are also affected and First Minister Alex Salmond told the motorists not to drive unless essential.

“When ice gets onto motorways, salt doesn’t dissolve the ice underneath minus 10 degrees Celsius (14 degrees Fahrenheit)…. These are just the realities of exceptional weather conditions,” Salmond said.

Meanwhile, Edinburgh council is considering seeking army’s help to clear snow from streets. Scotland has seen up to 76cm snow in several parts of capital, while temperature dipped to minus 14.6 degrees Celsius.

In Spain, police found the body of nine-year-old boy, whose car was swept away by floodwater into the river Alcudia near the south-central town of Almodovar del Campo in the Castilla-La Mancha region. His elder brother and father managed to survive.

View full post on Lifestyle And Leisure Stories

Mexican food giant Grupo Bimbo could agree a deal to buy Sara Lee’s North American bakery business this week.

View full post on Food And Beverage Stories

Not to be outdone by her Wallingford neighbors Rachel Yang and Seif Cherchi of Joule (who last week divulged plans for a second, more casual restaurant), Iron Chef-champ Maria Hines today announced her intentions of opening a sibling for Wallingford’s Tilth: address and debut-date to be determined.

View full post on Food And Beverage Stories

Unilever’s move this week to buy shampoo brands Tresemme and VO5 has led some industry watchers to claim the consumer goods giant is undergoing something of a makeover.

View full post on Food And Beverage Stories

The government recently doled out $1 billion for the CARS (Car Allowance Rebate System) program that allows consumers to turn in their “clunkers,” cars that get 18 or less MPG (and meet other requirements), and a receive $3,500 or $4,500 discount on a new vehicle. Last week, the government decided to infuse an additional $2 billion into the program, which has already “…helped [automakers'] companies, suppliers, scrap yards, steel producers and other small businesses,” (Reuters).

Nevertheless, as the owner of a small business that doesn’t sell cars, you may be looking for your own cash infusion. Though there may not be a government-created program equivalent to cash for clunkers, designed to help other retail and/or service-oriented business owners, there is still a way for merchants to get funds for their businesses – merchant loans.

Merchant loans lenders offer various programs designed for small business owners located in both the United States and Canada. Starter merchant cash advance programs allow merchants who have been declined in the past to be advanced a small amount and a larger amount once the initial advance is repaid. The standard merchant loan program offers up to $500,000 to qualified small business owners, and the premium advance program provides the best rates and flexible loan terms for merchants who meet special qualifications.

Some merchant loan lenders even offer new restaurant loan programs, in which restaurant owners do not need to have a six-month track record in order to receive funds. Merchants who qualify for this program can get up to $500,000 for their restaurants within the first week of the restaurants’ openings.

Basic merchant loan requirements include:

· Merchant must have owned business for at least six months
· Business must process at least $3,500 in monthly credit card sales
· Business must have at least one year remaining on lease
· Merchant may not have unresolved bankruptcies

Get a free online quote today and find out how much money a merchant lender can infuse into your small business.

Author: Gaston Castro
Article Source: EzineArticles.com
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Many people have heard the startling myth that nine out of 10 restaurants fail within their first year of opening. Hearing this can make anyone who is contemplating going into the restaurant industry think twice.

But according to H.G. Parsa, associate professor in Ohio State University’s Hospitality Management program, as quoted in a Business Week article, this is not true.

After researching, he found that realistically, 3 out of 5 restaurants close or change ownership within their first year of business.

According to the article, Parsa also identified “…lack of sufficient startup capital as one of the major elements that contribute to a restaurant’s failure,” leading him to believe that many banks won’t lend to restaurants because they may believe those mythical statistics. The article states, “Typically, the ones that do [lend] require would-be restaurateurs to pay sky-high interest rates or put up significant collateral…”

But even if banks are wary of lending to restaurant owners, especially new ones, for the reasons mentioned above, there is another option; restaurant loans.

Restaurant loans can be used for startup restaurants, or for restaurants that have been in existence for any length of time. The loans are unsecured, so there is no collateral required, nor are there fixed monthly payments. Restaurant loan payments are made via the restaurants credit card sales. Once a restaurant owner receives a restaurant loan, whenever customers use their debit or credit cards to pay for their food or drinks, a small percentage from the sale goes to repay the restaurant loan. This allows the loan repayments to go with the flow of business.

Another benefit of the restaurant loan is borrowers receive the opportunity to renew their restaurant loan once 60 percent of their previous balance has been paid. Therefore a new restaurant can get a loan and the money funded into the account of his/her choice within the first week of the restaurant’s opening. But it doesn’t stop there. These renewal opportunities allow restaurant owners to have access to an ongoing source of business financing, as they can renew their loans as many times as they like.

Increase your chances of restaurant success by getting a restaurant loan, and having enough money to finance everything that a successful restaurant needs.

Author: Gaston Castro
Article Source: EzineArticles.com
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